Survey_1

	Study VIII - Behaviors and Attitudes Towards Money and Possessions
This study meets all standards required by the Concordia University Senate, the American Psychological Association, and the American Counseling Association for conducting research with human subjects. This study was approved by the Concordia University Human Subjects Committee on (11.07.08).

Background Information: All information is kept confidential. Individual data will never be used. Individual information will not be shared with any individual or outside group. The researchers will combine and sum background information to describe the sample population, and for the purpose of analysis.

Read and answer each question carefully.
You MUST answer all questions before you submit them.
Your first impression is usually the most accurate response.
Do not leave any blank.
Use the scroll bar to scroll down to the next question.

Please indicate your sex:: (Check One)

Tell us how you entered this study:

Please indicate the highest level of schooling you have attained: (Check One)

Please indicate your age:

When you were growing up, compared to other families, did your parents have: (Check One)

COMBINED ANNUAL INCOME: How much money did YOUR HOUSEHOLD earn last year?: (Check One)

If you are a student, this figure includes your income + parents' income
if you are married, this figure includes you + your spouse/partner's income

State/Country in which you currently live: Please list your state if you live in the United States.

List your country if you live outside of the United States. (e.g., Minnesota, if you live in the United States)

or (e.g., Spain, if you live outside of the United States in the country of Spain):

Indicate how much you agree or disagree with the following statements.
Click the answer that best represents your feelings.

For each of the following statements and/or questions, please check the point on the scale that you feel is most appropriate in describing you.

1. In general, I consider myself:

1 2 3 4 5 6 7

not a very a very

happy happy

person person

2. Compared to most of my peers, I consider myself:

1 2 3 4 5 6 7

less more

happy happy

3. Some people are generally very happy. They enjoy life regardless of what is

going on, getting the most out of everything. To what extent does this

characterization describe you?

1 2 3 4 5 6 7

not at a great

all deal

4. Some people are generally not very happy. Although they are not depressed,

they never seem as happy as they might be. To what extent does this

characterization describe you?

1 2 3 4 5 6 7

not at a great

all deal

The following items contain a list of common behaviors and attitudes.
For each indicate whether it is like you or not.
Be sure not to omit any items.

	Always like me	2	3	Neutral	5	6	Never like me
1. I believe in “work before pleasure”.	1	2	3	4	5	6	7
2. I prefer to buy things on impulse.	1	2	3	4	5	6	7
3. I am patient when forced to wait in a long line.	1	2	3	4	5	6	7
4. My motto is "live today because tomorrow may not come".	1	2	3	4	5	6	7
5. I buy things on impulse.	1	2	3	4	5	6	7
6. I get angry when I am forced to wait for something I want.	1	2	3	4	5	6	7
7. I finish my work before I relax.	1	2	3	4	5	6	7
8. I am not an impulsive buyer.	1	2	3	4	5	6	7
9. "I want it, and I want it now!"	1	2	3	4	5	6	7
10. I have fun instead of working on a necessary task.	1	2	3	4	5	6	7
	Always like me	2	3	Neutral	5	6	Never like me
11. I do research on all expensive purchases.	1	2	3	4	5	6	7
12. When I make a necessary request I expect an immediate answer.	1	2	3	4	5	6	7
13. I finish things I have to do before doing what I want to do.	1	2	3	4	5	6	7
14. I buy things on credit and pay for it later even if I do have the money for it now.	1	2	3	4	5	6	7
15 I feel angry when I do not get what I want.	1	2	3	4	5	6	7
16. I watch my favorite TV shows before I study or do work at home.	1	2	3	4	5	6	7
17. I save my money until I have enough to buy the expensive things I want.	1	2	3	4	5	6	7
18. I don’t complain when my plans get unexpectedly delayed.	1	2	3	4	5	6	7
19. In regards to my work, I plan ahead.	1	2	3	4	5	6	7
	Always like me	2	3	Neutral	5	6	Never like me
20. When I see something I really want, I wait until I have enough money to buy it.	1	2	3	4	5	6	7
21. Slow internet connections really bother me.	1	2	3	4	5	6	7
22. Instead of planning ahead, I just let things happen.	1	2	3	4	5	6	7
23. I'm a saver.	1	2	3	4	5	6	7
24. I rely on others to give me what I want rather than immediately getting it for myself.	1	2	3	4	5	6	7
25. I make decisions on the spur of the moment.	1	2	3	4	5	6	7
26. I'm a spender.	1	2	3	4	5	6	7
27. When someone interferes with my plans and causes me a delay I get angry.	1	2	3	4	5	6	7

In the next section of questions try to read and think about each statement as it applies to you and your parents during your years of growing up at home.
There are no right or wrong answers, so don't spend a lot of time on any one item.
We are looking for your overall impression regarding each statement.
Be sure not to omit any items.
Use the scroll bar to scroll down to the next question.

1. When I was growing up, my parents did things for me that I could or should do for my self.

2. When I was growing up, my parents expected me to do chores.

3. When I was growing up, I was allowed to have any clothes I wanted.

          never or almost never
          seldom
          sometimes, sometimes not
          frequently
          always or almost always

4. When I was growing up, I was allowed lots of privileges.

5. When I was growing up, my parents gave me lots of toys.

6. When I was growing up, my parents gave me too much freedom.

7. When I was growing up, my parents allowed me to take the lead or dominate the family.

8. When I was growing up, I was expected to learn the same skills that other children learned.

9. When I was growing up, my parents were over-loving and gave me too much attention.

10. When I was growing up, my parents had rules that I was expected to follow.

11. When I was growing up, my parents enforced their rules.

12. When I was growing up, my parents scheduled me for activities, lessons, sports, and camps.

13. When I was growing up, my parents made sure I was entertained.

14. Do you think you were overindulged as a child?

        never or almost never
        seldom
        sometimes, sometimes not
        frequently
        always or almost always

Using the scale below as a guide, click the number beside each statement to indicate how you agree with it.

	Strongly Disagree	Disagree	Slightly Disagree	Neutral	Slightly Agree	Agree	Strongly Agree
1. I have so much in life to be thankful for.	1	2	3	4	5	6	7
2. If I had to list everything that I felt grateful for, it would be a very long list.	1	2	3	4	5	6	7
3. When I look at the world, I don't see much to be grateful for.	1	2	3	4	5	6	7
4. I am grateful to a wide variety of people.	1	2	3	4	5	6	7
5. As I get older I find myself more able to appreciate the people, events, and situations that have been part of my life history.	1	2	3	4	5	6	7
6. Long amounts of time can go by before I feel grateful to something or someone.	1	2	3	4	5	6	7

For each of the following questions, please check the answer that you feel is most accurate in describing you.

	Yes	Don't know	No
1. Are you good at saving your money rather than spending it straight away?	Yes	Don't know	No
2. Do you enjoy a thing all the more because you have had to wait for it and plan for it?	Yes	Don't know	No
3. Did you tend to save your pocket-money as a child?	Yes	Don't know	No
4. When you are in a supermarket do you tend to buy a lot of things you hadn't planned to buy?	Yes	Don't know	No
5. Are you constantly "broke"?	Yes	Don't know	No
6. Do you agree with the philosophy: "Eat, drink and be merry, for tomorrow we may be all dead"?	Yes	Don't know	No
7. Would you describe yourself as often being too impulsive for your own good?	Yes	Don't know	No
8. Do you fairly often find that it is worthwhile to wait and think things over before deciding?	Yes	Don't know	No
9. Do you like to spend your money as soon as you get it?	Yes	Don't know	No
10. Is it hard for you to keep from blowing your top when someone gets you very angry?	Yes	Don't know	No
11. Can you tolerate being kept waiting for things fairly easily most of the time?	Yes	Don't know	No
12. Are you good at planning things way in advance?	Yes	Don't know	No

Using the scale provided, please indicate how much each of the following statements reflects how you typically are.

	Not at all	2	3	4	Very Much
1. I am good at resisting temptation.	1	2	3	4	5
2. I have a hard time breaking bad habits.	1	2	3	4	5
3. I am lazy.	1	2	3	4	5
4. I say inappropriate things.	1	2	3	4	5
5. I never allow myself to lose control.	1	2	3	4	5
6. I do certain things that are bad for me, if they are fun.	1	2	3	4	5
7. People can count on me to keep on schedule.	1	2	3	4	5
8. Getting up in the morning is hard for me.	1	2	3	4	5
9. I have trouble saying no.	1	2	3	4	5
10. I change my mind fairly often.	1	2	3	4	5
	Not at all	2	3	4	Very Much
11. I blurt out whatever is on my mind.	1	2	3	4	5
12. People would describe me as impulsive.	1	2	3	4	5
13. I refuse things that are bad for me.	1	2	3	4	5
14. I spend too much money.	1	2	3	4	5
15. I keep everything neat.	1	2	3	4	5
16. I am self-indulgent at times.	1	2	3	4	5
17. I wish I had more self-discipline.	1	2	3	4	5
18. I am reliable.	1	2	3	4	5
19. I get carried away with my feelings.	1	2	3	4	5
20. I do many things on the spur of the moment.	1	2	3	4	5
	Not at all	2	3	4	Very Much
21. I don't keep secrets very well.	1	2	3	4	5
22. People would say that I have iron self-discipline.	1	2	3	4	5
23. I have worked or studied all night at the last minute.	1	2	3	4	5
24. I'm not easily discouraged.	1	2	3	4	5
25. I'd be better off if I stopped to think before acting.	1	2	3	4	5
26. I engage in healthy practices.	1	2	3	4	5
27. I eat healthy foods.	1	2	3	4	5
28. Pleasure and fun sometimes keep me from getting work done.	1	2	3	4	5
29. I have trouble concentrating.	1	2	3	4	5
30. I am able to work effectively toward long-term goals.	1	2	3	4	5
	Not at all	2	3	4	Very Much
31. Sometimes I can't stop myself form doing something, even if I know it is wrong.	1	2	3	4	5
32. I often act without thinking through all the alternatives.	1	2	3	4	5
33. I lose my temper too easily.	1	2	3	4	5
34. I often interrupt people.	1	2	3	4	5
35. I sometimes drink or use drugs to excess.	1	2	3	4	5
36. I am always on time.	1	2	3	4	5

Pretend that you have been given an unexpected windfall of $100,000.
What would you do with the money?
In the blanks below, indicate what you would do with the money. Put "0" in categories you DO NOT want to place money towards.
Be sure your total adds to exactly $100,000. 9.1.09

	Amount
1. Savings or investments		,000
2. Other		,000
3. Use to buy things I want or need		,000
4. Pay off debts		,000
5. Give to my church or favorite charity		,000
6. Travel		,000
7. Give or lend to friends or relatives		,000
Make sure that the amounts you put in above.......Total	$100	,000

Does your total add to 100,000?

Thank you for participating in our study!
AFTER ANSWERING ALL OF THE QUESTIONS, PLEASE CLICK THE "SUBMIT FORM" BUTTON BELOW.
If the form doesn't let you submit your responses - please go back and check to see that all questions are answered and then click the "Submit Form" button.

Bredehoft, D. J., Clarke, J. I., and Dawson, C. Copyright © 2008 . All rights reserved. All scales used in this study are copyrighted and used here with permission. No other use in any form is permitted without written permission. Revised: September 01, 2009

Response Scale	Strongly Agree	Agree	Neutral	Disagree	Strongly Disagree
1. I'd be happier if I could afford to buy more things.	1	2	3	4	5
2. I like a lot of luxury in my life.	1	2	3	4	5
3. I don't place much emphasis on the amount of material objects people own as a sign of success.	1	2	3	4	5
4. Buying things gives me a lot of pleasure.	1	2	3	4	5
5. The things I own say a lot about how well I'm doing in life.	1	2	3	4	5
6. I have all the things I really need to enjoy life.	1	2	3	4	5
7. I put less emphasis on material things than most people I know.	1	2	3	4	5
8. My life would be better if I owned certain things I don't have	1	2	3	4	5
Response Scale	Strongly Agree	Agree	Neutral	Disagree	Strongly Disagree
9. I admire people who own expensive homes, cars, and clothes.	1	2	3	4	5
10.The things I own aren't all that important to me.	1	2	3	4	5
11. It sometimes bothers me quite a bit that I can't afford to buy all the things I'd like.	1	2	3	4	5
12. Some of the most important achievements in life include acquiring material possessions.	1	2	3	4	5
13. I like to own things that impress people.	1	2	3	4	5
14. I wouldn't be any happier if I owned nicer things.	1	2	3	4	5
15. I try to keep my life simple, as far as possessions are concerned.	1	2	3	4	5